Credit card debt is the most common form of unsecured debt. Credit card debt is considered unsecured debt because there is no asset tied to the debt. If you owe money to a credit card company, and you’re having trouble making your payments, then you are not alone.

Debt Settlement and Debt Management Programs are among several debt relief options for people that are struggling to make their credit card payments. These programs are for consumers facing a financial hardship. Secured debts, such as car loans and mortgages cannot be included in these types of debt relief programs. Additionally, federal student loans and tax debt also cannot be included in these debt relief programs. There are further descriptions of these programs within the above Options section of this web site.

Filling out the form for a Free Debt Consultation will put you in touch with a debt reduction service provider who will explain their debt relief program to you.